Even though you don’t own your own home you have personal property that can be lost to fires, burglaries and even lawsuits.
While most homeowners are insured for these risks, many renters are not. Most tenants are not required to purchase renters insurance but some landlords may require a renters insurance policy to cover liability of the tenant.
These are some of the types of losses for which renters insurance may be needed:
- Smoke, if sudden and accidental
- Sudden and accidental discharge of water or steam from plumbing, heating, or air-conditioning systems or household appliance
- Fire or lightning
- Windstorm or hail
- Loss of use
If you rent a home or a mobile home, you need special protection. Our plans can cover you in case of almost any kind of hazard. You can be protected against damage to the home or adjacent structures and your contents as well.