Call for a free quote.
The Right Way To Protect Your Home

Residents of Kings Mountain, NC greatly appreciate the value of a top-notch homeowners insurance policy. Also known as a home insurance policy, this type of insurance plan can provide important coverage for a house in North Carolina. At Southeastern Insurance, we know that residents in Kings Mountain are looking to find the best rates for their homeowner’s insurance.

View Larger Map

What Homeowners Insurance Covers

Homeowners Insurance is consistently referred to as a multiple-line insurance policy because there are multiple ways that this insurance can protect the policyholder. In case of a fire, vandalism or a major storm from Mother Nature, the homeowner’s insurance gives a policyholder the peace of mind to know that the structure of their house has insurance protection. Some policies might contain a replacement cost policy to help cover some of the cost of repairing a house after a disaster. During the repairs, the homeowners insurance policy might also help with living expenses of a temporary home. And in case of serious damage on the home, there could also be protection for a percentage of the assets and the possessions that were lost. Beyond home damage, homeowners insurance can also provide liability coverage. The liability portion covers pets and people who sustain injuries on the property. And it covers part of the legal fees and damages.

Homeowners Insurance Cost Factors

There are numerous factors that contribute to a homeowners insurance policy rate. The size and structure of the house is a factor. The rate also reflects amenities of the house and number of rooms. The age of the house and home improvement projects will change a homeowners insurance rate. Some individuals might receive a discount if there are security cameras. It should be noted that homeowners insurance is usually a requirement for mortgages.

Southeastern Insurance Provides The Best Rates

Homeowners in Kings Mountain, North Carolina should speak to one of our representatives at Southeastern Insurance to receive a great home insurance rate. The homeowners insurance policies from Southeastern Insurance provides outstanding protection and service. Our professional agents help families in the Kings Mountain community save money by reducing their monthly premiums. Call 800.601.7829 to receive a great homeowners insurance quote from Southeastern Insurance. You may also fill out our homeowners insurance quote form online. A representative from Southeastern Insurance will contact you after filling out the form.