Protecting Your Largest Asset
In your life, your home is likely your largest financial investment. While we all hope that bad things will never happen to us, we cannot rely on the “it will never happen to me” mentality. The staff here at Southeastern Insurance provides a solution for the peace of mind and security you and your family need. We have North Carolina homeowners insurance policies that will go to work for you during the times you need it most.
More Than Meets the Eye in Kernersville
It is obvious that home insurance protects you in case there is damage to the structure, and this is important as it can become very expensive when the worst case scenario occurs. However, many don’t consider the importance of insurance for renters. Although the damage done to the home in a devastating situation such as a natural disaster is not the responsibility of the tenant, any personal property lost has to be replaced at the tenants expense. Furthermore, liability insurance for accidents that occur on the residence is another form of protection.
Keep an Inventory
We encourage our clients to keep an inventory of their personal belongings. For example, if a fire consumed the home and all personal belongings were lost, it can be difficult to prove ownership. Our staff is friendly and helpful, and we take the time to consult with our NC clients. We can show you how to keep and protect your inventory. After all, if a disaster strikes, you are going to be too distracted to remember everything you lost all at once.
Understanding Your Homeowner’s Insurance Deductible
Here at Southeastern Insurance, we believe in adjusting a price that you can afford. However, it is important to understand how a lower price impacts the quality of your coverage. The lower your monthly rate, the higher your deductible will be. Therefore, if the home does become damaged, you will have to pay a higher portion of the expenses before insurance coverage kicks in. We do what we can to help you modify a plan that you can afford, and we help you understand the deductible stipulations.
Coverage You Can Count On
When you sign up for a Kernersville home insurance policy, you likely don’t think much about the agents you dealt with after everything is said and done. However, when you need us most, we feel it is important that a cordial relationship is already established. We see our clients as more than a dollar sign. It is our goal to offer you coverage and experience you can count on, so call us at 800.601.7829 to fill out your homeowner’s insurance quote form and a representative will be in contact with you shortly.