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Insurance that Safeguards your Household Future

Homeowners insurance is one of the most important assets of home ownership. Lack of home insurance could lead to the loss of your most treasured possessions. If you live in Fort Bragg, can help you purchase a policy that will provide the best coverage for you.

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What Type of Coverage is Needed?

There are several factors that need to be considered when purchasing a homeowners insurance policy. For instance, if a tornado, hurricane, or fire damages or destroys your home, you will need coverage to pay for reconstruction services. The cost of these services depends on the size, structure, and style of your home.

Although a home insurance policy provides coverage for environmental damage to the interior and exterior structure of your home, additional insurance coverage will be needed to pay for contents which are not included in a basic policy. Fort Bragg, North Carolina, residents can add replacement coverage which will cover the expense of new clothing, furniture, and other household items. While replacement of all of your household items may not be required, it is better to plan ahead by purchasing replacement coverage to pay for whatever amount of items are needed.

When a house experiences damage that will require extensive repair, the time it takes to complete the construction project will vary. In addition, repair costs will vary depending on which Fort Bragg, NC, construction company you hire. Guaranteed or extended replacement cost coverage can provide the excess funds you need when your home reconstruction project takes longer to complete and cost more than you anticipated.

There also may be a period of time when home damage prevents you from staying in your home. As a result, you will have to spend extra money you may not have when unexpected disasters happen. In an effort to prevent you from finding yourself temporarily homeless, we recommend purchasing additional homeowners insurance coverage that will pay for lodging at a local hotel, food for your family, and other personal expenses.

You may also want to consider purchasing property liability coverage if you want to make sure you’re covered if a visitor is injured on your home property. Umbrella or excess liability will also provide home insurance payment for situations related to privacy invasion and defamation.

We Welcome Your Request

Southeastern Insurance offers a variety of homeowners insurance policies. We also provide home insurance policy quotes upon request. If you would like more information about our policies and services, you may call our office at 800.601.7829 or submit a request through our website by completing an online quote form. We can help you get the coverage you need now to save money later.